
Understanding Medicare
Medicare is a federal health insurance program for people 65+ or younger with qualifying disabilities.
Benefits
Freedom to choose your doctors
With Original Medicare, you have the flexibility to see any doctor, specialist, or hospital that accepts Medicare—no need for referrals or staying within a network. This gives you more control over your healthcare decisions.

Accepted nationwide
Whether you're at home or traveling across the United States, Medicare coverage goes with you. You can access care from any provider who accepts Medicare, giving you consistent coverage and peace of mind wherever you are.

Helps reduce out-of-pocket costs
Medicare helps you save money by covering a significant portion of your medical expenses, including doctor visits, hospital stays, and preventive services. Supplemental plans are also available to lower costs like deductibles and coinsurance.

Prescription drug coverage options
Medicare Part D and Medicare Advantage plans can include prescription drug coverage, helping you afford the medications you need. These plans cover a wide range of prescriptions and often include mail-order options and pharmacy discounts.


​Medicare Supplements
Extra Coverage, Extra Confidence
Medigap plans help cover what Original Medicare doesn’t, including deductibles and copays.
Recover with Dignity—At Home
Whether you’re healing from a hospital stay or need help with daily activities, short-term home health coverage can support your recovery.

Nursing care
Skilled nurses provide in-home medical support such as wound care, medication management, and vital sign monitoring to ensure safe and smooth recovery.

Therapy (physical/speech/occupational)
Licensed therapists assist with regaining strength, mobility, communication skills, and daily function through personalized therapy plans tailored to your needs.

Home assistance
Compassionate aides help with everyday activities like bathing, dressing, and meal preparation, making recovery at home more comfortable and manageable.